At BTCUT SACCO, we are committed to fostering growth and financial stability for our members and the community at large. Founded in 2017 by visionary traders from Bundibugyo Town Council, BTCUT SACCO began as an association with the goal of uniting local businesses under a cooperative framework. Notable founding members include Araali Winyi Andrew, Bwambale James, Musana Ivan, and Kaija Gideon, who played pivotal roles in shaping our society's foundation.

In December 2022, we proudly transitioned from an association into a fully registered savings and credit cooperative society, now recognized by the Ministry of Trade, Industry, and Cooperatives. Our registration number, P.22430/RCS, affirms our commitment to the values of transparency, community, and progress.

Located in the heart of Bundibugyo Town Council, Kajambura Village, BTCUT SACCO offers a range of services, including savings, credit, transport, and events management. Our mission is to uplift our members by providing access to financial resources, encouraging business prosperity, and improving the standard of living.

We invite you to join us on this journey toward building a stronger, more financially empowered society. Together, we can unlock new opportunities and create lasting change for generations to come.

Our Vision:

To be the leading SACCO that drives business prosperity through savings, accessible credit, and the upliftment of members' living standards.

Our Mission:

We strive to mobilize financial resources and provide exceptional services to our members and the community. Through competent and professional human resources, we aim to ensure financial stability, improved livelihoods, and the success of small-scale businesses.

Our Objectives


  • Encourage a culture of saving and investment among members to boost small-scale business incomes.
  • Eliminate the exploitation of vulnerable traders by ensuring access to crucial information.
  • Increase members' income and enhance cooperative revenue through collective membership and shares.

Our Team

With a dedicated team and a clear vision, BTCUT SACCO is set to revolutionize the financial landscape for traders in Bundibugyo and beyond.

Vision Bearers

Our Staff

Membership